Dec 1, 2025
By Sarah Brenner, JD Director of Retirement Education As the calendar runs out on 2025, retirement account owners and beneficiaries may face a looming deadline. December 31 is the deadline for many to take 2025 required minimum distributions (RMDs). Test your...Nov 27, 2025
By Andy Ives, CFP®, AIF® IRA Analyst Thanksgiving Season is upon us! Here at The Slott Report, we are thankful for many things: We are thankful to have a platform to share all the important IRA and retirement account information about which we write. We are thankful...Nov 24, 2025
By Ian Berger, JD IRA Analyst The IRS has released the cost-of-living adjustments (COLAs) for retirement accounts for 2026, and many of the dollar limits will increase next year. Retirement Plans The elective deferral limit for employees who participate in 401(k),...Nov 20, 2025
By Sarah Brenner, JD Director of Retirement Education Question: My wife and I have a large disparity in IRA balances. It is about a 10 to 1 ratio. I would like to transfer a significant amount to her IRA. Our brokerages say they do not allow these types of transfers....Nov 19, 2025
By Sarah Brenner, JD Director of Retirement Education The year 2025 has been a turbulent time for the economy. Whether due to job loss or seeking better investment opportunities in volatile markets, the result is that more and more retirement account funds are on the...Nov 17, 2025
By Andy Ives, CFP®, AIF® IRA Analyst For those who have 401(k)s or other retirement plans, the required beginning date (RBD) when required minimum distributions (RMDs) are officially “turned on” is April 1 of the year after the year a person turns age 73. This...